Four biggest challenges facing insurers in 2026 revealed

Published on: 06/01/2026 00:00

As the PRA prepares for its first Dynamic General Insurance Stess Test (DyGist) in May, firms must rethink how adaptable their risk models really are, especially under new socio-economic, geopolitical and insurance-specific stresses. Pathlight’s Loka Venkatramana spoke with Emma Hughes at the Insurance Post about the challenges facing insurers going into 2026.

Loka Venkatramana highlights: “The PRA has made clear that firms should be able to explain how they model risk, what assumptions they rely on, the limitations of those models, and what management actions they would realistically take under stress.”

In a world of unpredictable shocks, agility in risk modelling isn’t optional—it’s a strategic imperative.

Read the full article published in Insurance POST (subscription).