News

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The romance fraud risk paradigm

Pathlight Associates examine the evolving risk landscape for banks and payment service providers (PSPs) as romance fraud

Insurance Insights: Week five

“Root cause analysis is the bedrock on which your strategies and products must be built on.” In

Insurance Insights: Week four

💡 “Delegating claims handling doesn’t mean delegating responsibility for customer outcomes.” In week four of our Insurance

Hidden risks in insurers’ culture and misconduct data

Insurers are under growing regulatory pressure to treat non-financial misconduct as a core conduct risk, according to

Insurance Insights: Week three

“Tone from the top sets the strategy, but culture lives in the middle and bottom layers.” In

Insurance Insights: Week two

“Data is key as a business tool. It should be data across all lines of defence.” 📈

Welcome to our new video series: Insurance Insights!

For the next five weeks, our team will explore how insurance firms can tackle key compliance challenges,

FCA cuts MIFIDPRU capital rulebook text by 70%

GRIP published an article on the FCA’s proposals to cut regulatory rulebook text on the capital rules

FCA’s Tokenization Plan May Heighten Financial Crime Risk

The Financial Conduct Authority’s planned tokenization regime designed to help asset managers trade investment funds as digital

FCA reveals fund tokenization plans to modernize UK asset management

The regulator is seeking industry feedback on proposals to allow the tokenization of assets held in funds.

FCA consultation paper on tokenisation: Pathlight featured in FT Adviser

FT Adviser published an article on the FCA’s consultation paper on tokenisation which claims tokenisation is a

Motor finance redress scheme: Pathlight featured in The Banker

The Banker published an article on the impact of the FCA’s proposed motor finance redress scheme on

Proposed SMCR reform: culture at risk?

Pathlight’s Maria Symeon has looked at how the proposed reforms of SMCR could impact corporate culture, potentially

Failure to prevent fraud: ensuring your business has a defence

FT Adviser published a CPD accredited piece on Failure to Prevent Fraud written by Joel Osborne and Amandip

FCA motor lending redress scheme

The FCA has announced that lenders will make around 14 million payouts to individuals affected by unfair

How smaller firms can keep on the right side of regulators

Partner John Higgins spoke with Financial Reporter about how the likes of mortgage brokers, non-bank lenders and

UK consolidated bond data supplier

The FCA recently procured a supplier for UK consolidated data on bond trades. The UK procurement followed

Berlin Marathon – fundraising for WaterAid

Pathlight partner John Higgins teamed up with friend of the firm Phil Mwansa to run the Berlin

Consumer Investment top tips

We’re excited to announce the launch of our new series ‘Lessons Learned’ for consumer investment firms! Each

Senior managers and failure to prevent fraud under ECCTA

See our article outlining a new era for individual accountability in UK financial services. Read the full

FCA’s light touch approach on off-channel comms is a warning shot, not a fine

Industry response to the FCA’s multi-firm review into off-channel communications and a comparison with the US approach.

FCA v Woodford: A £46m fine and a war of words over fund collapse

The FCA’s decision has been rebutted by WIM, which intends to challenge the findings in the Upper

FCA sets out detail on redress scheme for UK motor finance industry

Up to 14 million people could still be eligible, with costs of up to £18 billion. Read

Firms must revise motor finance provisions as FCA prepares redress scheme

Motor finance firms need to “refresh their estimates” of the amounts they are likely to pay to

Pathlight featured on FT Professional

Our Financial Times Professional membership is a cornerstone of our team’s horizon scanning and keeping relevant, part

Supreme Court judgement on motor finance commissions

In the wake of the Supreme Court decision on motor finance commission arrangements, the FCA is consulting

Looser SMCR may leave banks more open to fraud charges

The Financial Conduct Authority’s proposed partial relaxation of the approval process under its senior managers regime as

Pathlight Associates Certified as a B Corp

We’re proud to announce that Pathlight is officially a certified B Corp, meeting high standards of social

FCA sees “more to do” in reshaping regulation for growth

The Financial Conduct Authority responded Friday to parliamentary calls for more growth-oriented regulation, saying that… Read the

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