News
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The romance fraud risk paradigm
Pathlight Associates examine the evolving risk landscape for banks and payment service providers (PSPs) as romance fraud
Insurance Insights: Week five
“Root cause analysis is the bedrock on which your strategies and products must be built on.” In
Insurance Insights: Week four
💡 “Delegating claims handling doesn’t mean delegating responsibility for customer outcomes.” In week four of our Insurance
Hidden risks in insurers’ culture and misconduct data
Insurers are under growing regulatory pressure to treat non-financial misconduct as a core conduct risk, according to
Insurance Insights: Week three
“Tone from the top sets the strategy, but culture lives in the middle and bottom layers.” In
Insurance Insights: Week two
“Data is key as a business tool. It should be data across all lines of defence.” 📈
Welcome to our new video series: Insurance Insights!
For the next five weeks, our team will explore how insurance firms can tackle key compliance challenges,
FCA cuts MIFIDPRU capital rulebook text by 70%
GRIP published an article on the FCA’s proposals to cut regulatory rulebook text on the capital rules
FCA’s Tokenization Plan May Heighten Financial Crime Risk
The Financial Conduct Authority’s planned tokenization regime designed to help asset managers trade investment funds as digital
FCA reveals fund tokenization plans to modernize UK asset management
The regulator is seeking industry feedback on proposals to allow the tokenization of assets held in funds.
FCA consultation paper on tokenisation: Pathlight featured in FT Adviser
FT Adviser published an article on the FCA’s consultation paper on tokenisation which claims tokenisation is a
Motor finance redress scheme: Pathlight featured in The Banker
The Banker published an article on the impact of the FCA’s proposed motor finance redress scheme on
Proposed SMCR reform: culture at risk?
Pathlight’s Maria Symeon has looked at how the proposed reforms of SMCR could impact corporate culture, potentially
Failure to prevent fraud: ensuring your business has a defence
FT Adviser published a CPD accredited piece on Failure to Prevent Fraud written by Joel Osborne and Amandip
FCA motor lending redress scheme
The FCA has announced that lenders will make around 14 million payouts to individuals affected by unfair
How smaller firms can keep on the right side of regulators
Partner John Higgins spoke with Financial Reporter about how the likes of mortgage brokers, non-bank lenders and
UK consolidated bond data supplier
The FCA recently procured a supplier for UK consolidated data on bond trades. The UK procurement followed
Berlin Marathon – fundraising for WaterAid
Pathlight partner John Higgins teamed up with friend of the firm Phil Mwansa to run the Berlin
Consumer Investment top tips
We’re excited to announce the launch of our new series ‘Lessons Learned’ for consumer investment firms! Each
Senior managers and failure to prevent fraud under ECCTA
See our article outlining a new era for individual accountability in UK financial services. Read the full
FCA’s light touch approach on off-channel comms is a warning shot, not a fine
Industry response to the FCA’s multi-firm review into off-channel communications and a comparison with the US approach.
FCA v Woodford: A £46m fine and a war of words over fund collapse
The FCA’s decision has been rebutted by WIM, which intends to challenge the findings in the Upper
FCA sets out detail on redress scheme for UK motor finance industry
Up to 14 million people could still be eligible, with costs of up to £18 billion. Read
Firms must revise motor finance provisions as FCA prepares redress scheme
Motor finance firms need to “refresh their estimates” of the amounts they are likely to pay to
Pathlight featured on FT Professional
Our Financial Times Professional membership is a cornerstone of our team’s horizon scanning and keeping relevant, part
Supreme Court judgement on motor finance commissions
In the wake of the Supreme Court decision on motor finance commission arrangements, the FCA is consulting
Looser SMCR may leave banks more open to fraud charges
The Financial Conduct Authority’s proposed partial relaxation of the approval process under its senior managers regime as
Pathlight Associates Certified as a B Corp
We’re proud to announce that Pathlight is officially a certified B Corp, meeting high standards of social
FCA sees “more to do” in reshaping regulation for growth
The Financial Conduct Authority responded Friday to parliamentary calls for more growth-oriented regulation, saying that… Read the
