News

Crypto businesses face an array of new hurdles under the regime with which they have very little

The Financial Conduct Authority (FCA) is taking an “industry-led” approach on cryptocurrencies and stablecoins, according to policy statements published

The FCA reveals a set of landmark crypto rules designed to strengthen the UK’s position as a

Fresh figures have highlighted e-money and payment firm authorisations have plummeted over the last 5 years.  As

From May 2026, CASS 15 imposes immediate, stricter safeguarding requirements on payment firms to protect client funds,

Payment institutions should particularly scrutinise the new FCA guidance on safeguarding client funds and the new reporting

Read the summary of CASS 15 Regulations and 2026 Audit Requirements from the MHA and Pathlight Associates

Expanding Choice and Elevating Quality: Navigating the New 2026 FCA/PRA Skilled Person Panel A new iteration of

The number of applicants for UK banking licences plummeted to zero in 2025, raising questions over the

No businesses applied for a UK banking licence in 2025, raising fresh questions over the government’s ambition

Changes to the original scheme are a result of “conflicting feedback from consumers, their representatives, firms, manufacturers

We are delighted to announce that Pathlight Associates has been appointed to seven Lots on the new FCA

Our Associate Partner Muj Malik has written a whitepaper on the new Safeguarding approach. Here is a

John Higgins and Maria Symeon joined Jean Hurley on the GRIP podcast for a fascinating conversation about

The FCA introduced Microsoft Copilot two years ago, and requires staff to review policies on AI use

We’re pleased to share the latest Insurance Post podcast episode, where our Senior Consultant Loka Venkatramana outlines what insurers can

The regulator is following through on its pledge to make fighting financial crime a priority with latest

The intensifying regulatory focus in the UK on operational resilience and fraud has shifted the conversation on

In July 2025, the Financial Conduct Authority (FCA) fined Monzo Bank £21.1 million and Barclays Bank plc

As the PRA prepares for its first Dynamic General Insurance Stess Test (DyGist) in May, firms must

As regulatory demands tighten across the FCA and Lloyd’s, Pathlight’s Loka Venkatramana warns insurers must adapt a

Pathlight Associates examine the evolving risk landscape for banks and payment service providers (PSPs) as romance fraud

“Root cause analysis is the bedrock on which your strategies and products must be built on.” In

💡 “Delegating claims handling doesn’t mean delegating responsibility for customer outcomes.” In week four of our Insurance

Insurers are under growing regulatory pressure to treat non-financial misconduct as a core conduct risk, according to

“Tone from the top sets the strategy, but culture lives in the middle and bottom layers.” In

“Data is key as a business tool. It should be data across all lines of defence.” 📈

For the next five weeks, our team will explore how insurance firms can tackle key compliance challenges,

Firms spend millions on firewalls, detection tools, and monitoring systems – yet the most common breach still

GRIP published an article on the FCA’s proposals to cut regulatory rulebook text on the capital rules